2016年9月24日 星期六

屈宏斌:中國減「五險一金」可大力推動經濟

on.cc東網專訊

【on.cc東網專訊】 滙豐大中華區首席經濟學家屈宏斌在其微博貼文,指出中國內地「五險一金」佔企業勞動力成本5至60%,降低「五險一金」支出是減輕企業負擔提振信心的有效手段。

所為「五險」是包括養老保險、醫療保險、失業保險、工傷保險和生育保險;「一金」指的是住房公積金。其中養老保險、醫療保險和失業保險,這3種險是由企業和個人共同繳納的保險費;工傷保險和生育保險完全由企業承擔。簡單來說「五險」是法定的,而「一金」不是法定的。

屈宏斌表示,如果將企業的養老和醫療保險企業部門的繳存比例,一次性降6至8個百分點,大約可以為企業減輕1.5萬億元人民幣的社會保障負擔,而這大約佔名義GDP的2%。

如果企業將這部分資金用於再投資,在乘數效應的帶動下,對經濟增長拉動力量巨大。而為了保障職工的福利不受損害,可以通過劃撥部分國有資產的方式來填補社保缺口。老一代員工退休前還沒有社保基金制度,但他們的貢獻形成的國有資產的積累,現在通過劃撥這些原本屬於他們的這些資產、給他們養老比要求現在的企業交額外的社保更合理。

Germany About to Raise Property Taxes Significantly

www.armstrongeconomics.com

The greatest problem with real estate is you cannot pick up and leave. The Federal Council in Germany is planning to re-evaluate the approximately 35 million homes in Germany. It is now expected that the result is likely to be a significant increase in the property tax. Administrative expenses for the state fund-raising action is very significant and more than 50% of municipalities were in financial trouble BEFORE the refugee crisis.

This is the final stage of property before capital begins to shift to equities. The significant difference appears before a major crisis or Dark Age event. The property becomes the target of taxation and as taxes become insane, property values decline. The end game is people just leave. This is how what use to be vibrant places to live become ghettos. If the cycle become extensive and people migrate just walking away, you go through the phase such as Detroit and move on to situations like Rome. They have no choice but to abandon the property. This can be created by excessive taxation or political instability such as an invasion.

The Pension Crisis is Global

www.armstrongeconomics.com

The worldwide pension crisis is the next great notch in the belt of the collapse of socialism. If anyone in the private sector promised workers pensions and did not fund them, they would go to jail and be labelled as a fraud. Yet, this is standard operating procedure for government. Government claims to be some hero for reforming a Ponzi scheme and expects to be hailed by the media whom typically gives them a gold star.

Canadians are now being forced to save more for their retirement, and it does not matter what they want to do personally. As always, the scam involves forcing others to pay more so they can pay today what they promised. Ultimately, what they have done to Canadians is compel changes to benefits from 25% of covered earnings to a third. They also raised the ceiling on covered earnings from what would have been $72,500 in 2025 to $82,700. The bottom-line is rather stark. Some Canadian workers will actually be paying as much as 40% more in CPP contributions by that date.

There is no way they want to revisit this issue again because it created too much kick-back. So the Trudeau government has proclaimed the crisis is over and all is well. These schemes are outright illegal in any private context. This is why Obamacare is also collapsing. He sought to FORCE the youth to buy health insurance that they did not need to pay for others who couldn’t afford it. The scheme is always the same: take from one pocket to pay another.

勁!阿里巴巴明年發衛星 籲外星人到地球購物

果然同外星人有關 ! (笑)

以前在newsgroup 有人說佢似外星人 !

on.cc東網專訊

【on.cc東網專訊】 內地傳媒《人民網》報道,阿里巴巴旗下聚划算,聯合中國運載火箭技術研究院、中華航天博物館,於周四(22日)共同啟動「奇聚太空」計劃。

報道稱,該計劃擬打造太空產業一系列腦洞大開的新玩法,計劃探索包括火箭脫落材料定製、互聯網數據與航天科技打通、太空農業等創新項目,甚至通過定製首顆電子商務衛星,向外星人發出「到地球來買買買」的倡議。

根據計劃,3間公司將將於明年發射全球首顆電子商務衛星──「聚划算號」,通過航天科技與電商消費數據的結合,未來開啟一系列包括太空農業、太空情人節甚至 太空定製唱片的新玩法。例如,聚划算可以利用衛星功能拍照監測全球農業種植和收穫情況,從而第一時間將質素較好的蔬菜輸送到消費者餐桌。

道指收跌131點 蘋果急挫1.6%

on.cc東網專訊

【on.cc東網專訊】 國際油價急挫近4%,投資者負面情緒升溫,美股3大指數收報向下。道指收報18,261點,跌131點或0.71%;標指收報2,164點,跌12點或0.57%;納指收報5,305點,跌33點或0.63%。

總結全星期,3大指數均錄得升幅,主要受惠於聯儲局9月維持利率不變,紓緩市場對加息的憂慮。道指全周累升0.8%;標指累升1.2%;納指累升1.2%。

10年期美國國債收益率跌1.6個基點,至1.615%,為兩個星期低位,全周累跌8.6個基點,為自7月底以來最大單周跌幅。

有恐慌指數之稱的芝加哥期權交易所波動性指數(VIX)升2.2%,至12.29。

市場研究機構GfK發表報告,看淡蘋果公司(Apple Inc.)最新iPhone 7系列手機的銷售表現;且有報道引述消息稱,日本反壟斷監管部門考慮就蘋果壟斷日本手機市場的違法行為作出起訴。消息拖累蘋果股價盤中急挫,收報 112.71美元,跌1.67%,為表現最差的道指成分股。

有報道稱高盛計劃在亞太區(日本除外)投行部的300個職位中,裁減3成人手,以應對投行業務放緩。股價收跌1.65%;同業摩根大通微跌0.21%。

有報道引述消息稱,社交媒體Twitter洽商進行出售,即將獲得正式出價,潛在買家包括Alphabet旗下谷歌(Google)及Salesforce 等。Twitter現升逾兩成,收報22.6美元;Alphabet微跌0.1%;Salesforce則跌5.6%。

另邊廂,社交媒體Facebook承認過去2年嚴重「高估」影片業務效益表現達8成,公司周五就此事多番致歉,惟股價仍然承壓,收報127.96美元,跌1.6%。

冰島vs冰島 政府擬告英超市取名違法

以前去英國都會去Iceland 買野, 因為平 !

所以創業取名好重要 !

on.cc東網專訊

【on.cc東網專訊】 英國超市「冰島」(Iceland)由於名字與冰島的國名一樣,面臨冰島政府的法律訴訟,難道是這個政府太過「小器」?

總部設於弗林特郡迪賽德市的Iceland超市,在全英國擁有800多家連鎖店,聘有2.3萬名職員,以出售冰凍食品為主,所以叫Iceland。超市發言人表示,他們自從1970年就營業了,在英國是人所共知的超市名稱之一。

不僅如此,該超市還在歐盟和非歐盟的許多其他國家營運,其中包括冰島。發言人說,從來沒有聽過由於使用Iceland超市這個名稱,而引起人們與冰島這個國家相混淆的事情。

冰島貿易和旅遊組織Promote Iceland負責人表示,政府起初沒有打算針對任何超市。但是,一些行業和公司試圖在產品和服務中使用自己國家Iceland的名字作宣傳時,遭到英國Iceland超市喧賓奪主拒絕。

冰島外交部發言人周五證實,他們正在考慮對該超市採取法律行動,但還未作出任何決定。

Smash Time: Gold & Silver Head into Options Expiry – Harvey Organ

www.silverdoctors.com全文

GOLD AND SILVER RALLY BUT WE ARE COMING INTO OPTIONS EXPIRY WEEK AND THE CROOKS ALWAYS WHACK…

RIOTS IN CHARLOTTE NC/POOR USA ECONOMIC REPORTS: CHICAGO FED NATIONAL MFG INDEX FALTERS;EXISTING HOME SALES FALL; POOR CONFIDENCE REPORT: CONSUMER COMFORT INDEX FALTERS

Gold $1340.40 up $13.50
Silver 20.02  up 33 cents
In the access market 5:15 pm
Gold: 1337.50
Silver: 20.00

THE DAILY GOLD FIX REPORT FROM SHANGHAI AND LONDON

The Shanghai fix is at 10:15 pm est and 2:15 am est
The fix for London is at 5:30  am est (first fix) and 10 am est (second fix)
Thus Shanghai’s second fix corresponds to 195 minutes before London’s first fix.

And now the fix recordings:
Shanghai morning fix Sept 22 (10:15 pm est last night): $  1335.27
NY ACCESS PRICE: $1333.40 (AT THE EXACT SAME TIME)

Shanghai afternoon fix:  2: 15 am est (second fix/early  morning):$   1337.76
NY ACCESS PRICE: 1333.60 (AT THE EXACT SAME TIME)
HUGE SPREAD TODAY!!
XXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXX
London Fix: Sept 22: 5:30 am est:  $1332.45   (NY: same time:  $1332.90:    5:30AM)
London Second fix Sept 16: 10 am est:  $1339.10  (NY same time: $1338.85 ,    10 AM)
It seems that Shanghai pricing is higher than the other  two , (NY and London). The spread has been occurring on a regular basis and thus I expect to see arbitrage happening as investors buy the lower priced NY gold and sell to China at the higher price. This should drain the comex.

Also why would mining companies hand in their gold to the comex and receive constantly lower prices.  They would be open to lawsuits if they knowingly continue to supply the comex despite the fact that they could be receiving higher prices in Shanghai.

end
  
For comex gold:The front September contract month we had 66 notices filed for 6600 oz
For silver:  the front month of September we have a total of 27 notices filed for 135,000 oz

The way the gold/silver equity shares traded today  (down) despite the rise in gold/silver metal, it seems that the bankers will try and raidtomorrow.

You may see a little hit tomorrow but a major whack on Friday.  The boys love to raid on Friday’s because the physical markets are already closed for the weekend as we approach NY time zone.

Let us have a look at the data for today

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In silver, the total open interest ROSE by 4890 contracts UP to 198,391. The open interest FELL as the silver price was UP 49 cents in yesterday’s trading .In ounces, the OI is still represented by just LESS THAN 1 BILLION oz i.e. .991 BILLION TO BE EXACT or 142% of annual global silver production (ex Russia &ex China).

In silver we had 27 notices served upon for 135,000 oz

In gold, the total comex gold fell by A MONSTROUS 17,955 contracts as  the price of gold rose BY $13.20 yesterday . The total gold OI stands at 576,746 contracts.  The level of OI  is still good for us as it will support a rise in gold price and it will be hard for the boys to raid.
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With respect to our two criminal funds, the GLD and the SLV:

GLD
LAST NIGHT WE HAD A HUGE CHANGE  out of the GLD/ A MONSTROUS DEPOSIT OF 6.53 TONNES FROM THE GLD/ this no doubt is not physical gold but a paper entry.
Total gold inventory rest tonight at: 950.92 tonnes of gold

SLV
we had NO change with respect to inventory at the SLV
THE SLV Inventory rests at: 363.479 million oz

加入金銀甲的新人必讀

投資乜都好, 一定要先識基本知識, 所以最好先睇完本網誌成個[投資金銀手冊]後先好落場買野 !
投資實金實銀, 一唔訓身, 二唔借錢, 三只用閒錢買貨 !

想易套現就買實金(註:實金差價大, 也不大適宜短炒的), 而實銀是長線投資 !!
 

實銀心急放就拿去上環忠記溶金舖一定可以套現, 不過只拿回純銀價, 可能靚野會俾返多少少錢你, 而想高價放就拿去網拍 !

世上無 sure win, 也無不勞而獲, 唔經分析亂投資後果自負, 到時輸錢唔好怨任何人 !

收藏幣介紹

本人已開多個[收藏幣介紹]分區來貼收藏幣, 唔係個[投資金銀手冊]會變得太長, 導致想睇實金實銀知識的人須睇多好多文貼 !

低溢價幣如楓葉/鷹楊/愛樂和增值幣如澳洲生肖會留在[投資金銀手冊]分區, 雖然收藏幣也可以變為增值幣, 而低溢價幣和增值幣也可以變為收藏幣 !


新人開始買實金實銀時, 多數會去計價買邊隻實貨會最平, 但之後買下買下就會愈買愈高溢價金銀幣, 而最後只為靚而買不再理價錢 !

近來發現, 原來有一班人是由收藏開始才接觸金銀幣, 所以收藏幣是有出路的, 不過一定要限制自己唔好中曬收藏毒癮買太多和太貴的金銀幣, 因為自己出發點是投資 !

所以買收藏幣, 只會選又有特色而又唔太貴的金銀幣來買 !

騰訊挑戰Model S 揭Tesla安全漏洞

一早說過唔敢坐 !

on.cc東網專訊

【on.cc東網專訊】 正當大家憧憬自動駕駛系統Autopilot嘅應用有幾咁厲害,忽然爆出特斯拉(Tesla)旗下Model S有安全漏洞。話說一家知名嘅白帽黑客--「騰訊科恩實驗室」上載一條影片,影片顯示原來可以透過「無物理接觸遠程攻擊」,成功隔空入侵同遙控Model S駕駛系統,即係由「自動」變咗「他動」,聽落相當恐怖。

影片全長8分49秒,前半段展示了Tesla Model S P85在停車模式時,可被人透過網絡入侵駕駛系統,繼而可以遙距控制車內的顯示器、天窗、方向燈,以及坐椅,更可以在沒有解鎖的情況下開啟車門。影片後半段,則以Tesla Model S 75D作示範。在Tesla Model S 75D行駛模式時,可以成功控制水撥、倒後鏡,以及車尾箱的開關。最值得留意的是,「騰訊科恩實驗室」成功遙距控制,令本來行駛中的車輛突然煞車。

騰訊科恩話,團隊喺過去幾個月嘅研究發現,如果Model S被接入惡意嘅WiFi熱點然後上網,黑客有機會對駕駛系統作出遙控。科恩發現有關安全漏洞後,已經即時同Tesla報告,又話合作修復漏洞乜乜乜。 Tesla都知驚,依家透過OTA無線方式為全球嘅Model S進行系統修復,以求解除威脅。Model S車主有乜符?咪就係按照Tesla嘅提示,盡快更新最新官方軟件囉。

據了解,呢間騰訊控股(00700)旗下嘅「白帽黑客」團隊發現漏洞後,被封為「鋼鐵俠」嘅Tesla行政總裁馬斯克(Elon Musk),已經在Twitter被網友追問,事件是否反映Model S有安全風險,馬斯克強調只屬個別事件,至今未有Tesla車主受到影響。

唔講唔知,「白帽黑客(White Hat Hacker)」嘅天職,就係主動出擊,務求盡早發現網絡與軟件安全漏洞,費事畀位黑客入。而騰訊科恩之前已經連續4年參加國際黑客大賽,仲贏咗8個單項冠軍,可謂網絡保安行業嘅「白帽高手」。

Model S被黑客隔空入侵,是否會影響Tesla的銷情呢?新鴻基金融財富管理策略師溫傑認為,由於Tesla已主動與騰訊科恩合作處理有關問題,加上今次不屬於 惡意入侵,相信事件不足以打擊車主對Model S及Tesla的信心。不過他承認,黑客入侵風險令自動駕駛技術可靠程度受挑戰,車主對有關技術會有更強戒心。